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Nail printer payment plans: cash, Affirm, or Shop Pay (2026)

September 3, 2026 NailPrinter.ca 4 min read
Nail printer payment plans compared: cash, Shop Pay Installments and Rent-to-Own costs
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    Short answer: rent-to-own is no longer offered. Today you pay in full for an O'2Nails V11 ($2,999 CAD) or X12.5 ($5,999 CAD), or you apply for Affirm or Shop Pay Installments at checkout if you are eligible. Approval is required — see financing. The list price does not change when you split payments through those providers.

    Most equipment companies bury the "how you actually pay" page. I would rather you see the live options before you open the cart.

    What are the ways to pay for a nail printer now?

    Every number in this table is pulled live from our store today. Nothing here is a projection.

    Path V11 X12.5 Total cost
    Cash at checkout $2,999 $5,999 List price
    Shop Pay Installments (if eligible) Split at checkout Split at checkout $2,999 / $5,999 — same as cash when approved
    Affirm (if eligible) Terms shown at checkout Terms shown at checkout List price + any provider terms shown before you confirm
    Rent-to-own No longer offered See /pages/financing

    Prices in CAD. Free shipping worldwide on every order.

    What replaced rent-to-own?

    We retired our own rent-to-own SKUs. Those four-payment plans and prices are gone. If you need to pay over time, use Affirm or Shop Pay Installments at checkout when you qualify — full detail on the financing page. Approval is required; financing decisions are made by the provider at checkout.

    Shop Pay Installments and Affirm are payment methods on the machine already in your cart. You are buying the printer at list price; the provider decides the schedule if you are approved.

    When is financing the right call?

    If you are approved at checkout for the full amount and want to keep cash in the business, take Affirm or Shop Pay Installments. If checkout says no, pay in full when you can, or email hello@nailprinter.ca — we will not invent a new rent-to-own offer.

    Cash is still fine. If the money is sitting there, paying $2,999 or $5,999 once is the simplest version of this decision. Some owners still prefer to split it and keep working capital in the business. That is a cash-flow preference when the provider terms match list price.

    How many sets does a monthly payment cover?

    This depends on what you charge. Take the monthly amount shown at checkout (if you finance), divide by the margin a printed set adds over what you were doing before, and you have the number of clients that pays the bill.

    If printed art adds $25 a set in your market, a $750-ish monthly amount is about 30 sets. If it adds $50, it is about 15. Results vary by business, pricing, local demand, and execution. Put your own prices into the ROI calculator.

    One cost that belongs in that calculation: ink. It is sold as Ink Refill Packs: C$673.93, C$1,276.92 or C$1,808.97 for 2, 4 or 6 cartridges, about C$3 of ink per full set at ~100 sets per cartridge.

    What the payment path does not change

    Whichever path you take, the machine and everything around it is identical.

    • 90-day returns — undamaged and complete.
    • 1-year full parts-and-labour warranty.
    • Launch package with the machine — V11 launch package from $2,500+ with 5 cartridges; X12.5 launch package from $4,000+ with 10 cartridges (see the product pages for what ships in each box).
    • Step-by-step video tutorials plus a 30-minute onboarding call.
    • Free shipping worldwide on every order.

    Best for…

    • Approved at checkout, want to keep cash in the business: Affirm or Shop Pay Installments.
    • Cash on hand: pay outright. Clearest total.
    • Checkout said no: save for pay-in-full, or email us — rent-to-own is retired.
    • Buying a second machine or kitting out multiple chairs: email hello@nailprinter.ca before you check out.

    The NailPrinter.ca recommendation

    Try Affirm or Shop Pay Installments at checkout if you want to split payments. The machine price stays $2,999 or $5,999 when those providers approve you at list. Rent-to-own is retired — do not chase old rent-to-own price tables from cached pages. For the full mechanics of Shop Pay, Affirm and tax treatment, read financing and the financing options guide.

    Then run your own numbers. The payment path is a two-minute decision. What you charge for printed art is the one that actually decides whether any of this works.

    FAQ

    Is Shop Pay Installments the same price as paying cash?
    When you are approved, yes — you are financing the list price ($2,999 V11 / $5,999 X12.5). Exact instalment amounts are shown at checkout.

    Is rent-to-own still available?
    No. Our rent-to-own SKUs are retired. Use Affirm or Shop Pay Installments if you need to pay over time (approval required).

    Which nail printer payment plan is cheapest?
    Paying outright and approved checkout instalments at list price tie. There is no longer a premium rent-to-own SKU.

    Does the payment path affect the warranty or the return window?
    No. Every path carries the same 90-day return window and the same 1-year parts-and-labour warranty.

    What does the ink actually cost?
    Ink Refill Packs: C$673.93 / C$1,276.92 / C$1,808.97. See the refill packs page.

    How many clients does a monthly payment take to cover?
    Divide the amount shown at checkout by the margin a printed set adds in your market. Run it with your own prices in the ROI calculator.

    — NailPrinter Team, NailPrinter.ca · the only official O'2Nails distributor for Canada and the USA

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